Budgeting for Better Living

This Christmas, for the first time in a long time, I really got into the spirit. I played Christmas carols, I shopped (online), I stashed gifts here, there, and everywhere, and I splurged on the best tree in the lot that would fit in our house. We decided to give up at last on tinsel because the dumb cat WILL eat it any chance he gets and then throw up everywhere, so I got more ornaments. Then we needed more lights. Twinkling lights!

I got a little too far into it, from the perspective of my bank account. So I decided it was about time I got a handle on my money once and for all, and wandered around looking for something I could actually use, and found YNAB–You Need A Budget.

YNAB really seems like something I can do. I can only budget money I have–so no pie … Continue reading

Serendipity

Almost fifteen years ago now, I was a brand-new attendance technician/registrar at a middle school. There was a young lady, early in those middle school years, who wasn’t very good at getting her backside to school. As was my job, I stuck my nose in and tried to help. I remember I cajoled, I bribed, I threatened sternly with “you need an education to get anywhere!” We talked. She would tell me her problems, I would point out boys were not worth missing out on school and she was already beautiful so she didn’t need to be late because of her hair. She would blush and thank me and try a little harder. I’d tell her she was smart, and she just needed to show up to see a change in her school life, and such things. When I did see her in school, I made sure to say hi … Continue reading